I may receive commissions at settlement from the relevant lender if you choose to take out a mortgage following my advice. The commissions are between 0.55% and 0.85% of the initial mortgage balance or amount funded. I may also receive 0.15% to 0.20% trail commission and a $150 for any refixes I assist you with in future.
The commission I receive is shared with James Dean Mortgage Solutions for providing me with compliance support, training, and back-office support.
I am paid commissions by lenders when a mortgage settles and in some cases at the mortgage anniversary each year.
I ensure that I prioritise your interests by following an advice process that considers your circumstances and goals. I research suitable products and providers to ensure the advice meets your needs.
I also undergo annual training on how to manage any conflicts of interest and record any conflicts in a register that we review and manage.
James Dean Mortgage Solutions is subject to a yearly audit and compliance reviews to ensure we meet our obligations while doing right by our clients.